Allianz Business Shield Menawarkan Perlindungan Khusus Untuk PKS

Syarikat itu mengatakan bahawa ia dapat membantu mengurangkan risiko pada masa-masa mencabar ini

Wabak COVID-19 dan lockdown yang terhasil mempengaruhi banyak perniagaan, tetapi secara semula jadi, perniagaan kecil dan sederhana (PKS) adalah yang menanggung terus kerugian kesan wabak ini.

Untuk membantu PKS meminimumkan risiko perniagaan mereka semasa krisis, Allianz General menawarkan Allianz Business Shield, penyelesaian yang fleksibel dan komprehensif yang membolehkan pelanggan memilih liputan pilihan mereka dan menyesuaikan jumlah yang diinsuranskan.

Terdapat 17 perlindungan yang ada, termasuk Manfaat Bantuan Kesulitan melibatkan COVID-19, Kemalangan Peribadi Kumpulan ke Kecurian, Kerosakan Peralatan, Barangan Transit dan banyak lagi.

Selain itu, Allianz Business Shield juga menawarkan penyelesaian insurans yang lebih bersasar dalam bentuk Profit Shield dan Allianz Hospital Income. Yang pertama memberikan perlindungan sehingga RM2 juta untuk sebarang kerugian keuntungan, sementara yang kedua memberikan pelan perubatan dengan elaun harian antara RM100 hingga RM500 penghospitalan.

Allianz Business Shield merangkumi perniagaan di pelbagai sektor termasuk pejabat, kecantikan, runcit, pembuatan, pusat kecergasan dan kesihatan, makanan dan minuman, pendidikan dan banyak lagi. Secara keseluruhan, ia merangkumi hingga 63 kelas pekerjaan.

Ini siaran media Allianz dengan lebih maklumat:

MEDIA RELEASE

Allianz General Insurance Company (Malaysia) Berhad (Allianz General) recently launched Allianz Business Shield, aimed at helping small and medium-sized enterprises (SMEs) minimise their business risks in times of crisis. 

A revamp of the Company’s Smart Retail Shield, launched last year, Allianz Business Shield offers flexible and comprehensive insurance solutions for 63 occupation classes. SMEs can now select their preferred coverage based on their business needs and customise their sum insured. Using fire insurance as a base coverage, SMEs have the option to add on any of the 17 coverages available, from Inconvenience Relief Benefit with COVID-19 coverage, Group Personal Accident to Burglary, Machinery Breakdown, Goods in Transit, and more based on their business needs.

“We have seen the repercussions of the pandemic and how it has affected SMEs in the country first hand. We want SMEs out there to know that we have their backs, and regardless if you have an accident or are faced with COVID-19, we will be there to help them mitigate these risks and overcome challenges,” said Horst Habbig, Chief Sales Officer of Allianz General. 

“Allianz Business Shield allows SMEs to tailor their protection portfolio, selecting the types of coverages that resonate with their business needs and the sum insured. That way, SMEs are in full control of the type of coverage and the sum insured they are comfortable with, and Allianz General will take care of the rest,” added Habbig.

“Plus, with the increase of occupational classes and coverage, Allianz Business Shield ticks more boxes and is able to offer SMEs more targeted insurance solutions in the form of Profit Shield and Allianz Hospital Income.” 

Profit Shield provides protection of up to RM2 million for any loss in profit for the loss or damage of more than 15 percent of the total sum insured due to insured perils, or should the insured is deprived of the use of its insured business premises for more than 72 hours after the loss or damage due to insured perils. Moreover, Profit Shield benefit also covers expenses incurred for a one-time disinfection service for the insured business premise and testing kits for the employees.

Meanwhile, for added protection, Allianz Hospital Income provides SME employees with a medical plan that provides a daily allowance of between RM100 and RM500, for up to 60 days upon hospitalisation due to accidents, illnesses, or diseases. 

Furthermore, in regards to COVID-19, SMEs can secure their business with Inconvenience Relief Benefit, which pays up to RM2,000 per day for a maximum of 14 days.

To purchase Allianz Business Shield, contact any Allianz General agent through our agent locater via allianz.com.my/allianz-locator.  

To learn more about Allianz Business Shield, visit allianz.com.my/allianz-business-shield.